The 2013 Calendar Template is now available to download from the Papercrafts page of Projects4Crafters.com.
Project P/0007M shows how to turn the template into a calendar. You can decorate each page with rubber stamped images, mixed media, paint or even photographs. You could make personalized calenders as presents for friends and family. Theme them to each individual's taste eg. if they are a gardener have a floral theme, if they are newly weds use photos from their wedding or honeymoon or if they are an elderly relative you could use photos of your children - it's up to you how you decorate it!